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This is the Production site for ILPDL.

This is the Privacy Policy ("Policy") of

Who we are. is an on-line service that enables payday and consumer installment loan lenders to comply with the State of Illinois Payday Loan Reform Act ("PLRA") passed in the 2005 Legislative Session, and the Illinois Consumer Installment Loan Act ("CILA"). The State of Illinois Department of Financial and Professional Regulation ("Department") requires payday lenders to validate consumer eligibility using this service pursuant to the PLRA and associated rules promulgated by the Department. The Department requires CILA lenders to enter information via pursuant to CILA and associated rules promulgated by the Department.

Privacy Notice.

Privacy and security are our highest priority - ensuring electronic access to state regulatory information and services while maintaining privacy is a guiding principal of our program. Personal data in our possession is maintained and used in ways that respect individual privacy. The Department educates its employees about the importance of protecting personal information and privacy, and only authorized employees have access to personal information.

The purpose of this Policy is to notify you of:

1. What personally identifiable information is collected through our web site;
2. The organization collecting the information;
3. How the information is used;
4. With whom the information may be shared;
5. The kind of security procedures that are in place to protect the loss, misuse or alteration of information under our control;
6. How you can correct any inaccuracies in the information.

Information we collect through the ILPDL Site.

If you fill out the "Contact Us" form, your name and other identifying information will not be sold or shared with any person or organization. Your e-mail address or telephone number may be used by authorized employees to contact you concerning your comments, questions, or complaints.

How your information is used.

When you enter a payday loan into the database, including the name, phone number, social security number, and other personal information of your customers, we use this information to help licensed payday Lenders in the State of Illinois determine their eligibility to enter into a payday loan with a consumer in compliance with the PLRA. When you enter a CILA loan into the database, including the name, social security number, and other person information of your customers, we use this information to help licensed CILA lenders in the State of Illinois comply with the reporting requirements of CILA.

The identifying information contained in the database for Lenders is confidential and exempt from public disclosure. The information in the database may be accessed to fulfill requirements pursuant to the PLRA and/or CILA and may be accessed by the Department for regulatory purposes consistent with Illinois Laws. Veritec may also access the information for purposes of maintaining the database and to provide statistical information about the program.

We do not sell or rent information to third parties for marketing programs or for any other purpose.

Limited distribution of personal information.

At the direction of a Lender (when the "Submit" button is clicked), the information provided to us will be processed through the system and the appropriate response will be returned to the Lender. All of the Lenders in our network operate under federal and/or state laws and regulations. will treat information sent indirectly through a Lender in the same manner it treats the information you submit directly through the website.


Only authorized employees are permitted to access customer information. Authorized employees have been trained on how to handle information properly and are subject to strict limitations and guidelines in the handling of that information. has security measures in place to protect the loss, misuse, and alteration of the information under our control. Veritec uses the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits to safeguard your sensitive personal information during on-line transactions. Using this widely accepted form of encryption, your transaction is secured from your personal computer to the Veritec computers processing your request. Once your information reaches us, it resides on a database that is heavily protected. This method protects personal information such as Social Security Number, residential address and phone number, and business information including financial statements and reports. We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your information. Our servers sit behind an electronic firewall and are NOT directly connected to the Internet, so your confidential information is available only to authorized computers. Most importantly, this also protects your financial payment information including credit card and checking account numbers.

Only authorized employees are permitted to access your information. Authorized employees have been trained on how to handle information properly and are subject to strict limitations and guidelines in the handling of that information.

This notice should not be construed in any way as guaranteeing, or warranting as fail proof, the security of information exchanged via Veritec web sites.

Any changes to our privacy promise will be communicated through the web site at least 30 days in advance of implementation. Information collected before changes are made will be secured according to the privacy policy in effect prior to the change.


This web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.


A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site.

If you feel that we are not abiding by our privacy policy, please contact Services by e-mail at

Copyright 2009 Veritec Solutions, LLC. All Rights Reserved | Privacy Policy